My retirement income is $95,000 a year, and I want a walkable, affordable beach town to spend the winter. Titusville is thecheapest place to live on the Florida coast,famous for gorgeous beaches, memorable sunsets and rocket launching. The stunning Olympic National Park, with its lush green forests, hot springs and glacier-capped mountains, lies nearby as well. Southwestern Florida starts just above Tampa and goes south to Marco Island. Okaloosa Island, with its fine white sand beaches and glittering green waters, is mere minutes away. It is a great place for backpackers who love to travel on a budget. For the less than wealthy, buying oceanfront property in the more glitzy, high-priced coastal areas of Florida isnt possible. Head to the local restaurants for some fresh gulf seafood or book a charter and reel in some fish yourself. Venice is quite safe as compared to most other cities in Florida. Youll find plenty of activities to keep you occupied in and around the City of Discovery, from casinos and boat charters to beaches and trails. Titusville, also known as the Space Coast, is the most affordable city in Florida. . The median home value in Tarpon Springs is $209,400 and the median monthly housing cost adds up to $943 slightly pricier than Hobe Sound but youll pay around $1,847 in property taxes each year. You wont need to splurge on your new digs, however. Thishidden gem in Floridahad 26 miles of gorgeous public beaches. The average temperature in the area stays between 75-80 degrees year-round, making it perfect for those looking forward to enjoying nature during their retirement years. Costa Rica's cost of living can feel very affordable to retirees relocating from the U.S. The median home value in the city is $153,000 and youll pay about $1,220 in property taxes each year and $723 in housing costs every month. Sink your toes into sugar-white sand beaches that are reportedly composed out of fine quartz grains from the Appalachian Mountains. El Paso, TX. At the same time, you will also benefit from having a community that thrives mostly in the outdoors. The cost of living is 31% higher than the average. This makes Port Charlotte an area of Florida that appeals to a broad segment of the population. You will find beach towns on both coasts that are quite affordable. There are a lot of shopping centers, art galleries, and stores to keep you busy while strolling around. Vero Beachis one of thesafest beach towns in Floridathat nested between the Atlantic and the Indian River. But whats even better is how safe and laidback it feels to live there too; not much tension or stress like other places you might see. You will also find a vibrant theatre scene with active theatres like Vero Beach Theatre Guild and Riverside Theatre with celebrity appearances and stage performances. Located in Volusia County close to Daytona Beach, Port Orange offers residents an attractive alternative to the more tourist-friendly areas immediately surrounding it, while still being conveniently located to the beach and other attractions. Being able to enjoy the beach round is another factor that draws many people here as well. Daytona Beach has a population of nearly 75,000 and 20% of people are age 65 and up. Continue with Recommended Cookies. Truly named the Sunshine State, Florida is always on the wishlist of everyone. Based on this data, the following are 10 affordable beach towns in Florida to consider. Dont worry if youre not a pro golfer, there are numerous learning opportunities. This makes the town a great place for people who prefer warmer weather. It is centrally located between Sarasota and Fort Myers and is also close to major cities, such as Tampa to the north and Naples to the south. To get the No. It is a rural community with a lot of the benefits of living in the big city. Melbourns perfect afternoons spent enjoying nature are unforgettable. Home of the Daytona 500 and so much more, Daytona Beach, Florida, offers 23 miles of white-sand beaches. Youll find mostly single-family homesat a variety of price levelsbut there are some condominiums and townhomes. It is close to some fantastic beaches and has the most beautiful sunsets youll ever see. The county seat of Clallam is situated between Americas border with Canada the city of Victoria is just a ferry ride away by the gorgeous Salish Sea. Beach towns in Florida are expensive but here are cheaper beach alternative that offers budget-friendly attractions, standard quality of living and low-cost outdoor adventures. Because of its small-town atmosphere, many young families and singles have come to the area in recent years. You can save on auto insurance as part of your retirement plan as well by comparing rates online. It is a community of almost 70,000 people. Sugar Sands - Riviera Beach, FL Low $200s - High $600s Sugar Sands is a 55+ condominium community located right off the Intracoastal Waterway. Research shows Americans are spending more on gambling and gaming despite inflation concerns. The council on aging in Vero Beach serves more than 10,000 senior citizens with its transportation system and senior centers. Beyond that, there is an impressive 24 miles of coastline that has remained relatively untouched over the years. Neighborhoods.com and our partner agents are not affiliated with or sponsored by communities or their associations. This field is for validation purposes and should be left unchanged. Fort Pierces unspoiled shores and palm tree lined sidewalks also make it one of Americas most picturesque (and affordable) beach towns. Spending your retirement on the beach can be a dream come true. Check out the local parks, like Wilson Point and Kingston Point, and eateries such as Vinces Crab House and Carsons Creekside. The city has a vibrant cultural scene with theaters, art galleries, and exciting restaurants to keep adults entertained. Places to visit: EnchantedForest Sanctuary, Valiant Air Command Warbirds Museum, Maxwell C. King Center, Veterans Memorial of Titusville, Titusville Art League, and many more. The fishing here is fantastic, so you can just imagine what draws so many people to live here. Fort Myers is an endless destination for those who know how to have fun. They also started at age 19 (the median age), which is earlier than any preceding generation. For those who arent car enthusiasts, theres still plenty of attractions, such as The Peabody Auditorium, where nationally recognized performers and stage presentations are offered. The Tampa area is home to over 100 retiree-friendly communities, including 51 that are age-restricted. Located in the north of Florida in Volusia County, just over an hour away from Orlando, Daytona Beach is a retirement community that attracts over 8 million visitors every year. Theres no shortage of things for residents hobbies. There is vibrant nightlife (not bad for retirees either) and restaurants that are perfect for that romantic night with your spouse or just a casual meal with the family. Update: There's a New, Easier Option To Move 401(k)s When You Change Jobs The city is packed with professional drivers and IT and crew professionals. Titusville is situated in the Space Coast region of Florida, so it is not quite as well known as other areas. We then added several affordability metrics from the most recent U.S. Census data as well as national weather data from Sperlings Best Places. Taking the No. Sebastian also offers it's residents a choice of some wonderful beaches to enjoy and is ideal for beach lovers and water-sport enthusiast.. Whether youre looking for a lower-cost home or simply want your dollar to go further, Sebastian has a selection of properties from which to choose. Myrtle Beach, SC, is one of the nation's most affordable beach towns. By continuing to access this system you acknowledge you are aware of and agree to these terms. Save my name, email, and website in this browser for the next time I comment. Reproduction in whole or in part without permission is prohibited. However, all of these benefits come at a cost. Adviser or provide advice regarding specific investments. The beaches of Venice are among the best in Florida. Charlotte Sports Park is the spring training facility for the Tampa Bay Rays. While Sarasota and Fort Myers might be out of the range of many people, Port Charlotte is a great alternative still located in the region. There are currently a fair amount of 2 and 3 bedroom houses available for under $200,000. Moreover, there is a thriving art community with many local galleries that are open all year round. The 10 Best Places to Retire in the U.S . The median home value in the city is $122,300 and youll pay around $1,069 in annual property taxes. In any case, let us discuss some of the best beach towns for retirement in Florida. Daytona Beach is 1 hour away from St. Augustine and 30 minutes away from West Volusia. The median home value in Fort Walton is $185,900, while annual property taxes will cost you around $1,366 and monthly housing costs amount to about $1,049. Lynn Haven, situated just north of Panama City, is a half hour away from some gorgeous beaches and St. Andrews State Park. link to Whats The Most Expensive Village in The Villages Florida? St. Augustine, Florida is a city that was established by Spanish conquistador Pedro Menendez de Aviles in 1565. 3) Sebastian Florida. Its possible to find a single-family home for under $200,000 here, which isnt the case in many beach towns and, like other towns nearby, one of its best features is the ability to watch rocket launches year-round. Get matched with a financial advisor today at Datalign and get on the path to financial success. Having a home right near a beautiful beach where you can spend time with your partner and loved ones without any trouble sounds like a dream. Popular attractions include the Boynton Beach Marina, Oceanfront Park, and the The Links at Boynton Beach. And youll pay around $1,009 in annual property taxes and $455 in monthly housing costs. The unique geography of Siesta Key offers you to access the best amenities of Bradenton, the Tampa Bay area, and Sarasota. Located near several different beautiful Florida beaches, Delray Beach is a dream for nature lovers who want to be close to the ocean. Violators can and will be prosecuted to the full extent This is a great combination if you are looking for an affordable beach town in Florida. Neighborhoods.com does not guarantee the accuracy or completeness of information or assume any liability for its use. Floridas beach towns are world-famous for their stunning beauty, amazing infrastructure, and splendid lifestyle. The sun may be hot but youll never regret taking time out during one of these scorching days underwater where temperatures will help cool off before heading back. Clearwater also has world-class golf courses which are perfect if youre looking to take fun family days trips around town. With homes valued at around $168,300, the median housing cost is $1,209 a month and the median annual property tax is $2,265. The list ranges from traditional retirement destinations to bigger northern cities to some surprising places out west. In the downtown area, youll discover some lovely early-1900 buildings and exhibits at the Historical Museum. Fort Pierce is located in St. Lucie County along the Treasure Coast of the east coast of Florida. The town has everything you need as a retiree. Pensacola is a spectacular beach city with the nickname The City of Five Flags with rich history and diverse culture. It is no secret that many people travel to or desire to live in Florida because of its incredible beaches. The Sunrise City is approximately 29 square miles, diverse with heritage, culture and contemporary activities to perform. If youre worried about weather-related damages the city has suffered from some pretty intense storms in the past make sure to compare home insurance policies online for a good rate that gets you the right coverage. Houses available for under $ 200,000 communities, including 51 that are age-restricted city Florida... Town to spend the winter of these benefits come at a cost restaurants to adults. 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